We have been doing Direct Deposit for our trainee’s for a decade… maybe the only con is once in a while they close their account without notifying us and then we issue a paper check until a new account is set up. I think it is much easier to go DD…
We don’t do that here. We have seen that our clients enjoy getting the actual check and taking it to the bank themselves. By doing this, they are able to interact with the bankers and create new relationships along the way. One pro- It would eliminate a client or worker possibly losing the check, which has happened before.
We don’t use DD for these checks and as the program director I would not be in favor of moving to DD because most of our consumers look forward to having a paper check and getting it cashed. There’s a routine associated with it that is fulfilling and important. Many wouldn’t believe they had been paid if it were direct deposited. Also, most of them don’t have the capacity to track online spending so it would make them more dependent on someone else than increasing independence. Now our finance director would probably love to move to DD because I know we have a lot of uncashed checks floating around.